North Richland Hills Medicare Insurance

North Richland Hills Medicare Eligibility

Medicare is our country’s health insurance program for people age 65 or older and younger people receiving Social Security disability benefits. The program helps with the cost of health care, but it doesn’t cover all medical expenses or the cost of most long-term care.

Original Medicare includes Medicare Part A (Hospital Insurance) and Part B (Medical Insurance). If you want drug coverage, you can join a separate Part D plan. To help pay your out-of-pocket costs in Original Medicare (like your deductible and 20% coinsurance), you can also shop for and buy supplemental coverage. Examples include coverage from a Medicare Supplement Insurance (Medigap) policy, or from a former employer or union.

Generally, Richland Hills Medicare is available for people age 65 or older, younger people with disabilities and people with End Stage Renal Disease (permanent kidney failure requiring dialysis or transplant). Medicare has two parts, Part A (Hospital Insurance) and Part B (Medicare Insurance). You are eligible for premium-free Part A if you are age 65 or older and you or your spouse worked and paid Medicare taxes for at least 10 years. You can get Part A at age 65 without having to pay premiums if:

  • You are receiving retirement benefits from Social Security or the Railroad Retirement Board.
  • You are eligible to receive Social Security or Railroad benefits but you have not yet filed for them.
  • You or your spouse had Medicare-covered government employment.
Ashford Insurance will listen to your needs and guide you through the process of choosing the corect Medicare plan. We’ll also explain the various drug prescription plans, so we can help you can make the right decision for you. We know it’s about the quality of your life. And that’s why we get to know you, so we can do our very best to serve you.  We are in the business of helping people understand Medicare, in simple, plain terms that everyone can understand.
 
We are an independent agency ofering an unbiased assessment and comparison of all plan typess available to help our customers choose the plan tilored to  their needs.  Regardless of where you live in the state of Texas, we can assist you with the selection of your Medicare plan. 

Products

Ashford Insurance offers UnitedHealthcare® Medicare Solutions Medicare Advantage Plans. You can get your North Richland Hills Texas Medicare benefits through Original Medicare, or you can choose a Medicare Advantage Plan. With Original Medicare, the government pays for your Medicare benefits when you get them. 

Ashford Insurance offers North Richland Hills Texas Medicare Supplement Insurance Plans also called Medigap or Medsup. Medicare Supplements are standardized by the Federal Government. They are labeled A, B, C, D, F, G, K, L, M and N. Each standardized Medigap policy must offer the same basic benefits no matter which insurance company sells it. 

Ashford insurance offers North Richland Hills Texas Dental & Vision Insurance Plans. Medicare doesn’t cover most dental care or  routine eye exams.

Ashford Insurance offers North Richland Hills Texas Part D Prescription Drug Plans. Part D Plans are coverage for retail prescription drugs, or the medications that you pick up at a pharmacy. This is a voluntary program which allows you to access medications at an affordable rate, and insures yourself against any prescriptions you may need future.

Part D Prescription Drug Plans

Ashford insurance offers affordable life insurance providing a death benefit to beneficiaries of your choosing.

Funeral Expense Insurance is just that, an insurance policy that pays the costs associated with your funeral. The costs of a modest funeral can vary upwards from $5,000 and average around$10,000. There are several different forms of these policies available to assist you with planning for your end of life costs.

Ashford Insurance is an Independent Marketing Organization working with UnitedHealthcare® Medicare Solutions.  Attend one of our local Medicare Seminars: Meeting List

We promote Richland Hills Medicare insurance plans through UnitedHealthcare® Medicare Solutions branded products. We specialize in North Richland Hills Texas Medicare Insurance.

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