Sonia Ashford is a licensed Independent Insurance Agent in the Texas Medicare field. Sonia has delivered hundreds of speeches to consumers in the Dallas / Fort Worth area about turning 65, Medicare Advantage and Medicare Supplement insurance. A respected agent within the Medicare insurance industry, she is the owner of Ashford Insurance Services, LLC and a Managing Member of Agents Legacy Group, LLC. To enroll on-line please visit RightFitPlans.com
The way Medicare pays is, you generally pay a set amount for your health care (deductible) before Medicare pays its share. Then, Medicare pays its share, and you pay your share (coinsurance / copayment) for covered services and supplies. There is no yearly limit for what you pay out-of-pocket. You usually pay a monthly premium for Part B. You generally don't need to file Medicare claims. The law requires providers (like doctors, hospitals, skilled nursing facilities, and home health agencies) and suppliers to file your claims for the covered services and supplies you get.
Medicare pays for only a portion of your hospital and medical bills. As with many private insurance plans, the government expects beneficiaries to pay a share of their bills. Medicare Parts A and B both have deductibles and coinsurance. The deductibles for 2017 are $1316.00 per Benefit Period, for Part A. A benefit period begins the day you are admitted as an inpatient in a hospital or skilled nursing facility (SNF). The benefit period ends when you have not received any inpatient hospital or SNF care for 60 days in a row. Therefore, it is possible to have multiple Part A hospital deductibles in the same year. In 2017 the Part B deductible is $183.00 per year. There is two types of private insurance available to cover all or part of these out-of-pocket costs. These insurance plans are called Medicare Advantage (the Part C of Medicare) or Medicare Supplements (also called Medigap or Medsup Plans).
3113 Willow Creek Way
Bedford, TX 76021
Mon - Fri 8:30 - 7:00
Ashford Insurance Services offers insurance to help pay for some of your out‑of‑pocket costs not covered by Medicare.
Ashford Insurance Services, LLC in Bedford Texas is an Independent Insurance Agency specializing in Texas Medicare Insurance for Seniors Online.
Mon - Fri 8:30 - 7:00
* Not connected with or endorsed by the US Government or the Federal Medicare program. Call to receive complete information including benefits, costs, eligibility requirements, exclusions and limitations.
** Calling any of the above numbers will direct you to a Licensed Sales Agent
*** Clicking on Quote or Enroll Button will open our Enrollment Platform Website
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